Category: Personal Finance

Getting control of your credit card debt

… This is called snowballing debt.

#4 Get Help.

If you called a Debt Management company they will be able to review your debt and income and make suggestions. If you have enough income, they may offer a sort of Debt Consolidation or Debt …

Life after a foreclosure

… your home, this loss has to be reported to the IRS. You may be required to pay taxes on the lender’s loss as an income!

All in all, foreclosure is a pretty nasty thing to go through and has long-term damages and not only on your credit score. …

Black Friday sales promotions: Are the deals worth it?

… another sale.

But if you are one of the thousands who will go shopping this Black Friday, be a smart and effective shopper and still make it home at a decent hour. First, plan to go to the store after the early morning shoppers …

How to choose a mortgage, apply and get a mortgage

… used to be that one lender might accept a lower credit score than another, or one lender would provide a stated income, no income no asset loan, which were examples of sub prime lending.

Today choosing a mortgage is matter of talking with a …

How mortgage insurance restrictions affect the mortgage market

… a theory called “Trickle down economics.” The theory meant that, if policies were created with incentives for higher income earners to invest in business infrastructure, it would in turn lead to goods at lower prices and create more jobs for the …

Little ways to earn extra income

… also like information easily accessible and this site is a “one stop shop” in that it has a variety of ways to earn extra income and the list is huge of companies that will pay you.

Not all companies are trustworthy though (imagine that) and …

Should the federal government offer foreclosure bailout relief for struggling homeowners?

… homeowners took on debt they couldn’t possibly support, aided by an overzealous loan officer who usually misrepresented the borrowers’ income on the loan form. Notice that I am not exempting the banks who issued these risky loans, The “victims” are …